コンビニATMの手数料が無料!ネット銀行「楽天銀行」

楽天銀行(旧イーバンク銀行)は、日本で2番目に古いインターネット銀行で、有人店舗や専用ATMを持たない「新しい形態」の銀行です。

インターネット銀行は、有人店舗窓口が存在しないため、口座の残高照会や振込・定期預金・投資などは、全てインターネットで取引を行います。

スポンサーリンク

楽天銀行の特徴と入出金の方法とは

インターネットに接続されたパソコンやスマートフォン、タブレット端末があれば、自宅や職場で休日や夜間でも手続きができます。携帯端末を利用する場合には、専用のアプリをインストールすれば便利に利用できます。

インターネットだけで取引を行う、楽天銀行の口座に入出金をする方法ですが、他の金融機関との振込を利用するか提携ATMを利用します。楽天銀行は自社のATMを持たないため、現金を入出金する際は、ゆうちょ銀行やメガバンクなどの提携金融機関か、コンビニ内やショッピングセンター内に設置されたATMが利用できます。

入金のみであれば、ゆうちょ銀行の本人名義の口座とリンクさせることで、ゆうちょ銀行の普通預金口座から入金する方法もあります。楽天銀行口座に現金を入出金する際の手数料ですが、1回あたりの入金額が3万円以上であれば無料です。

現金で3万円未満の入金や引出の際は、1回あたり216円または270円の費用がかかってしまいます。口座に入出金するだけで毎回手数料が引かれるのであれば、ネット銀行以外の普通の銀行を利用した方が得ですが、楽天銀行では「ハッピープログラム」に登録して、一定の条件を満たすことで、土日祝日や夜間も含めて提携ATMが無料で利用できるサービスがあります。

ハッピープログラムを活用して無料でATMを利用する方法

楽天銀行では、毎月一定回数までATMや他行口座への振込手数料が無料になるサービス「ハッピープログラム」があります。ハッピープログラムのサービスを利用するためには、プログラムに登録を行い、一定の条件(ひと月あたりの対象サービスの利用回数または預金残高)をクリアする必要があります。

ハッピープログラムの特典内容と条件は、「ベーシック」から「スーパーVIP」までの5段階に分かれています。

・ベーシック:ATM無料回数無し
・アドバンスト(1回/月):残高10万円以上または対象サービスを5回以上利用
・プレミアム(2回/月):残高50万円以上または対象サービスを10件以上利用
・VIP(5回/月):残高100万円以上または対象サービスを20件以上利用
・スーパーVIP(7回/月):残高300万円以上または対象サービスを30件以上利用

毎週1回のペースでATMから現金を引き出す方であれば、VIPまたはスーパーVIPの条件を満たす必要があります。楽天銀行は、都市銀行や地方銀行よりも預金金利が高めに設定されているので、お金に余裕がある人であれば、100万円または300万円以上を預金しておくと良いでしょう。

ちなみにハッピープログラムに登録すると、他行からの振込でお金を受け取ったりペイジーで支払いをした際にも、楽天ポイントが付与されます。ハッピープログラムのランクがVIP以上であれば、1回振込を受けるだけで期間限定なしの楽天ポイントが3ポイント付与されるので、お小遣い稼ぎにも利用できます。

楽天ポイントを利用して、振込手数料を支払うことも可能です。

無料回数を使い果たした時に無料でATMを利用する裏技の紹介

ハッピープログラムを活用すれば、毎月一定回数まではATMの利用料が無料になります。もしも無料回数を使い果たしてしまった場合でも、無料で入出金をする方法があります。ハッピープログラムを活用すれば、提携ATM利用料以外にも、他行への振込手数料も一定回数まで無料にすることができます。ATMの無料回数を全部使い切った後でも、振込回数が残っていれば実質的に、手数料無料で現金が出金できる裏技があります。

ハッピープログラムで手数料無料で振込ができる回数ですが、アドバンスは1回/月、プレミアムは2回/月、VIP以上は3回/月です。無料で振込ができれば、ゆうちょ銀行などの支店や、ATMが多い銀行口座に振込を行います。振込まれたお金を、その金融機関から引き出すことができます。

どうしてもコンビニATMを利用したいのであれば、コンビニ手数料が無料になる他のネット銀行口座を利用します。楽天銀行の口座に3万円以下の現金を入金したい場合には、ゆうちょ銀行口座からの入金サービスが活用できます。最初にゆうちょ銀行の自分名義の口座とリンクさせる手続きが必要ですが、金額や回数に関係なく常に手数料無料でゆうちょ銀行の普通預金から、楽天銀行の口座に入金することができます。

ゆうちょ銀行は日本中に支店がたくさんありますし、ATMで小銭の入金もできるので便利です。楽天銀行のサービスを上手に活用すれば、ATMで出金する回数を減らすこともできます。

VISAまたはJCBデビット機能付きのキャッシュカードを利用すれば、代金の支払いの際にカード決済が利用できます。JCB機能付きの方は、年会費が無料で1%分のポイントが付くのでおすすめです。

スポンサーリンク

下部スポンサーリンク

下部スポンサーリンク

投稿日:

-暮らし
-, ,

  • Title

    […]the time to study or visit the material or web pages we’ve linked to beneath the[…]

  • Title

    […]we came across a cool internet site that you could get pleasure from. Take a look for those who want[…]

  • Title

    […]here are some links to web pages that we link to for the reason that we consider they are really worth visiting[…]

  • Title

    […]one of our visitors lately advised the following website[…]

  • Title

    […]below you’ll discover the link to some sites that we think you’ll want to visit[…]

  • Title

    […]the time to read or pay a visit to the content material or web pages we’ve linked to below the[…]

  • Title

    […]Here is a superb Blog You may Obtain Intriguing that we Encourage You[…]

  • Reviews より:

    Title

    […]that is the end of this article. Here you will come across some web pages that we think you will value, just click the hyperlinks over[…]

  • dbb369.com より:

    Title

    […]just beneath, are many totally not connected internet sites to ours, nevertheless, they are surely worth going over[…]

  • wakefield ma より:

    Title

    […]we came across a cool website that you might take pleasure in. Take a look should you want[…]

  • Title

    […]one of our visitors just lately proposed the following website[…]

  • Title

    […]although internet websites we backlink to below are considerably not associated to ours, we really feel they are really worth a go through, so possess a look[…]

  • Title

    […]very handful of internet websites that occur to be detailed beneath, from our point of view are undoubtedly very well really worth checking out[…]

  • proven reviews より:

    Title

    […]here are some hyperlinks to sites that we link to since we believe they’re really worth visiting[…]

  • Title

    […]Sites of interest we have a link to[…]

  • Title

    […]we came across a cool internet site that you could possibly love. Take a look if you want[…]

  • Title

    […]here are some hyperlinks to sites that we link to due to the fact we think they may be worth visiting[…]

  • sälja omega より:

    Title

    […]just beneath, are quite a few completely not connected web-sites to ours, nevertheless, they’re surely really worth going over[…]

  • Title

    […]below you will find the link to some internet sites that we assume you need to visit[…]

  • pedopornografia より:

    Title

    […]one of our visitors lately encouraged the following website[…]

  • sàn forex より:

    Title

    […]Sites of interest we have a link to[…]

  • Title

    […]here are some links to internet sites that we link to mainly because we think they are worth visiting[…]

  • Title

    […]Every after in a while we pick blogs that we read. Listed beneath would be the latest websites that we decide on […]

  • các sàn forex より:

    Title

    […]here are some hyperlinks to sites that we link to due to the fact we consider they are really worth visiting[…]

  • hd film izle より:

    Title

    […]Wonderful story, reckoned we could combine some unrelated data, nonetheless definitely really worth taking a search, whoa did one find out about Mid East has got much more problerms at the same time […]

  • Title

    […]Here is an excellent Weblog You may Obtain Interesting that we Encourage You[…]

  • Title

    […]Here is an excellent Weblog You may Come across Intriguing that we Encourage You[…]

  • best casino より:

    Title

    […]very handful of sites that occur to be comprehensive beneath, from our point of view are undoubtedly well worth checking out[…]

  • Aaron Lal より:

    Title

    […]usually posts some very fascinating stuff like this. If you’re new to this site[…]

  • Title

    […]just beneath, are various completely not associated websites to ours, nevertheless, they may be surely worth going over[…]

  • Title

    […]just beneath, are numerous totally not connected websites to ours, however, they may be surely really worth going over[…]

  • Malisa Shrum より:

    Title

    […]usually posts some really fascinating stuff like this. If you are new to this site[…]

  • THC Cartridge より:

    Title

    […]the time to read or pay a visit to the material or sites we’ve linked to beneath the[…]

  • mega888 cheat より:

    Title

    […]please go to the web pages we comply with, such as this one particular, as it represents our picks through the web[…]

  • KIDS CARD GAMES より:

    Title

    […]Every as soon as inside a even though we decide on blogs that we read. Listed below would be the latest internet sites that we decide on […]

  • 원샷홀덤 より:

    Title

    […]we like to honor many other online web sites around the web, even if they aren’t linked to us, by linking to them. Below are some webpages worth checking out[…]

  • Title

    […]we prefer to honor several other world wide web web sites on the internet, even though they aren’t linked to us, by linking to them. Beneath are some webpages really worth checking out[…]

  • Title

    […]please take a look at the web pages we stick to, like this one, because it represents our picks from the web[…]

  • Title

    […]check below, are some completely unrelated internet websites to ours, nevertheless, they may be most trustworthy sources that we use[…]

  • cbd for sale より:

    Title

    […]we like to honor lots of other world wide web websites on the web, even if they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • Title

    […]always a major fan of linking to bloggers that I enjoy but do not get a whole lot of link adore from[…]

  • Title

    […]one of our guests lately proposed the following website[…]

  • ZTE より:

    Title

    […]although internet sites we backlink to below are considerably not connected to ours, we feel they’re actually worth a go by, so possess a look[…]

  • 강남 안마 より:

    Title

    […]very couple of web-sites that come about to become in depth below, from our point of view are undoubtedly well really worth checking out[…]

  • Title

    […]Here is a superb Blog You may Obtain Exciting that we Encourage You[…]

  • Cipsia より:

    Title

    […]Sites of interest we have a link to[…]

  • Title

    […]we like to honor quite a few other world wide web web-sites on the web, even if they aren’t linked to us, by linking to them. Below are some webpages really worth checking out[…]

  • vitrier paris より:

    Title

    […]Sites of interest we have a link to[…]

  • Title

    […]very handful of internet sites that come about to become in depth beneath, from our point of view are undoubtedly very well worth checking out[…]

  • Title

    […]the time to read or pay a visit to the content or web sites we’ve linked to beneath the[…]

  • best sofa 2018 より:

    Title

    […]Every once inside a when we opt for blogs that we study. Listed below are the latest web-sites that we choose […]

  • Title

    […]Here are a number of the web sites we advocate for our visitors[…]

  • bake oven pizza より:

    Title

    […]the time to study or check out the content or websites we’ve linked to beneath the[…]

  • Title

    […]the time to read or visit the material or web pages we have linked to below the[…]

  • Title

    […]very handful of internet websites that transpire to become comprehensive beneath, from our point of view are undoubtedly effectively really worth checking out[…]

  • dartford towing より:

    Title

    […]very couple of web sites that come about to become comprehensive beneath, from our point of view are undoubtedly effectively really worth checking out[…]

  • skull ring men より:

    Title

    […]that would be the finish of this article. Here you will come across some sites that we think you’ll enjoy, just click the links over[…]

  • 홀덤사이트 より:

    Title

    […]the time to read or take a look at the material or web-sites we have linked to below the[…]

  • Title

    […]one of our visitors recently proposed the following website[…]

  • Title

    […]we like to honor several other internet sites on the web, even when they aren’t linked to us, by linking to them. Under are some webpages really worth checking out[…]

  • visit our site より:

    Title

    […]Wonderful story, reckoned we could combine some unrelated information, nonetheless actually worth taking a look, whoa did a single learn about Mid East has got more problerms as well […]

  • WerdenBank より:

    Title

    […]please go to the web pages we stick to, including this a single, as it represents our picks in the web[…]

  • delta 8 near me より:

    Title

    […]we came across a cool web site that you just could possibly take pleasure in. Take a look in the event you want[…]

  • Cialis より:

    Title

    […]please stop by the web pages we comply with, which includes this a single, as it represents our picks through the web[…]

  • Aaron Lal より:

    Title

    […]Sites of interest we’ve a link to[…]

  • sex guide より:

    Title

    […]check beneath, are some totally unrelated internet sites to ours, however, they are most trustworthy sources that we use[…]

  • link より:

    Title

    […]below you will uncover the link to some web sites that we assume you’ll want to visit[…]

  • Title

    […]Sites of interest we’ve a link to[…]

  • Title

    […]very handful of websites that occur to become comprehensive below, from our point of view are undoubtedly properly worth checking out[…]

  • read my site より:

    Title

    […]check beneath, are some absolutely unrelated web-sites to ours, even so, they may be most trustworthy sources that we use[…]

  • read more より:

    Title

    […]Wonderful story, reckoned we could combine a handful of unrelated information, nevertheless actually worth taking a appear, whoa did one particular find out about Mid East has got a lot more problerms at the same time […]

  • click より:

    Title

    […]that will be the finish of this report. Here you’ll discover some web-sites that we consider you will value, just click the links over[…]

  • click より:

    Title

    […]we like to honor numerous other internet internet sites on the web, even if they aren’t linked to us, by linking to them. Under are some webpages really worth checking out[…]

  • read more より:

    Title

    […]always a large fan of linking to bloggers that I love but don’t get lots of link really like from[…]

  • read more より:

    Title

    […]one of our guests a short while ago encouraged the following website[…]

  • check it より:

    Title

    […]below you’ll uncover the link to some web-sites that we think you ought to visit[…]

  • read more より:

    Title

    […]Sites of interest we’ve a link to[…]

  • read here より:

    Title

    […]check below, are some entirely unrelated web sites to ours, even so, they may be most trustworthy sources that we use[…]

  • jack slot より:

    Title

    […]Here are a number of the web-sites we advise for our visitors[…]

  • Mesiti より:

    Title

    […]we came across a cool web-site that you just may possibly enjoy. Take a look for those who want[…]

  • Title

    […]The info mentioned in the post are several of the most beneficial obtainable […]

  • Title

    […]one of our guests a short while ago proposed the following website[…]

  • W88 より:

    Title

    […]that is the finish of this post. Right here you’ll uncover some web-sites that we think you’ll enjoy, just click the links over[…]

  • Title

    […]below you’ll discover the link to some sites that we assume you need to visit[…]

  • Title

    […]always a significant fan of linking to bloggers that I love but don’t get lots of link really like from[…]

  • Title

    […]usually posts some very intriguing stuff like this. If you are new to this site[…]

  • Title

    […]Sites of interest we have a link to[…]

  • 6 origami paper より:

    Title

    […]that will be the end of this article. Right here you will come across some internet sites that we consider you will enjoy, just click the links over[…]

  • it recycling より:

    Title

    […]the time to read or check out the content material or web sites we’ve linked to beneath the[…]

  • Title

    […]Sites of interest we’ve a link to[…]

  • Title

    […]one of our guests a short while ago recommended the following website[…]

  • Title

    […]below you’ll come across the link to some websites that we assume it is best to visit[…]

  • نكهات より:

    Title

    […]Here are a number of the internet sites we recommend for our visitors[…]

  • Title

    […]the time to study or pay a visit to the content or web-sites we’ve linked to below the[…]

  • slot online より:

    Title

    […]always a large fan of linking to bloggers that I adore but really don’t get lots of link love from[…]

  • wood toys より:

    Title

    […]Sites of interest we’ve a link to[…]

  • teen sex videos より:

    Title

    […]here are some links to internet sites that we link to mainly because we consider they’re really worth visiting[…]

  • Title

    […]check beneath, are some totally unrelated sites to ours, even so, they may be most trustworthy sources that we use[…]

  • Title

    […]just beneath, are several absolutely not connected internet sites to ours, even so, they are certainly worth going over[…]

  • -->

    関連記事

    猫・犬ともに年に一回の予防注射は必ず受けて!

    日本には狂犬病予防法という法律が存在しているため、犬は年に一度の予防注射を受ける必要があるという認識は広くありますが、猫には予防注射に関する法律が定められていないので注射しなくても良いと思われがちです …

    コンビニATMの手数料が無料!ネット銀行「ジャパンネット銀行」

    日本のインターネット銀行の先駆けともいえる、有名なジャパンネット銀行ですが、ATMの手数料の安さが強力です。

    プレゼント選びに困ったら~30代男性が喜ぶプレゼント~

    30代男性にプレゼントを贈るなら喜ばれるものを選んで贈りたいものです。 30代男性が喜ぶプレゼントとは一体何なのでしょうか。 スポンサーリンク 30代は働き盛り! この時期はまさに人生の中でも働き盛り …

    酸素系漂白剤で掃除する効果的な使い方

    漂白剤と言えば、塩素系のものをイメージする人が多いでしょう。 独特なニオイがすることから苦手な人もいるようです。 しかし、漂白剤として使用するのであれば塩素系のものしかないと思い込んでいませんか? 実 …

    結婚指輪の人気デザインについて:ロゴ入り

    結婚指輪の人気デザインは、人気ブランドのロゴ入りにも、根強い人気は不動のものとなっています。 日本人も昔からブランド物に弱いですが、それが世界でも地位が高いブランドであれば、ロゴ入りを選びたくもあるで …

    楽天モーションウィジェット