100万円を貯めるために、クレジットカードを使うメリットを知ろう

貯金100万円、あなたにとって少ない金額でしょうか?それとも多い金額でしょうか?

貯金を100万円増やす事は、あなたが思っているほど難しいことではないのかもしれません。

行動パターンを少し変えるだけで100万円の貯金ができるかもしれません。

スポンサーリンク

どんな風に買い物をしていますか?

毎日の生活に欠かす事ができないのが買い物です。

食品、日用品、衣類、娯楽費、医療費など、生活のあらゆる場面でお金を使います。

お金を使わなければ、生活することができないといっても過言ではありません。

しかし、使わなくてはならいお金だとしても、何も考えずに右から左へお金を支払っていては、貯まるべきお金も貯まりません。

お金は上手に使わなくてはならないのです。

お金を支払う時、どんな風に支払いをしていますか?

現金、代金引換、振込、口座振替、カードなど、様々な支払い方法があります。

実際に生活する場面で、あなたはどういう支払い方法をえらんでいるでしょうか?

思い返してみてください。

一番簡単な方法や、自分にとって楽な方法を選んではいませんか?

中には『現金払い』が1番効率がよく、安全な支払い方法だと考えて、それ以外の方法は好んで利用しないというこだわりを持っているのではないでしょうか?

賢いお金の支払い方は、手数料がかからない方法を選ぶことです。

もしくは、少しでもメリットのある方法を選ぶことです。

クレジットカードを上手に利用しましよう

使う人は毎日でも利用する、使わない人は全く利用しないお金の支払い方法、それがクレジットカードです。

どちらが賢いと思いますか?

クレジットカードを利用しない人は『使いすぎが怖い』という意見が多くあります。

しかし、本当にそうなのでしょうか?

衝動甲斐と呼ばれるようなムダ遣いではなく、普段のお買い物などにはクレジットカードを利用した方がお得な場面はたくさんあります。

よくある通常のクレジットカードの場合、利用料金の1%分がポイントとして貯まることがあります。

1%のポイントが付くということは、言い換えれば1%の値引きになるということです。

普通なら割引されることのない病院での医療費の支払いや書籍などの購入も、1%値引きされるということです。

もし現金で支払っていたとすれば、その1%の値引きはされることはありません。

カード利用者が値引きされても、現金支払いの方は1円たりとも値引きされることはないのです。

100円なら1円、1000円なら10円というわずかな金額ですが、100万円使うとしたら1万円の値引きが受けられるのです。

カード払いをしないということは、100万円使ったら1万円捨てているということになります。

もったいないと思いませんか?

いくらの支払いからクレジットカードを使いますか?

クレジットカードはいろんな場所で使えます。

スーパー、コンビニ、飲食店、ガソリンスタンド、病院、薬局、インターネットショッピングでも利用できます。

一部のお店をのぞいて、1円以上でクレジットカードを利用することができるのです。

少ない金額をカードを使って支払うのは恥ずかしい、という風に思う方もいるかもしれませんが、それは間違いです。

少額でもカードを使えば、おつりをもらって財布の中が小銭でいっぱいになるということも防ぐ事ができるので、カードでの支払いはスマートな支払いでもあるのです。

インターネットショッピングでも、カードを利用すればスマートにお買い物することができます。

現金で支払おうとすれば必要になる代引き手数料も、カードなら必要ありません。

また、振込手数料などの手数料、面倒な手続きも一切必要ありません。

カード払いはムダなお金を一切使わないスマートな支払い方法なのです。

カードを使わなければ、必要のないお金まで支払わなくてはなりません。

上手に活用して少しでも出費を減らしましょう。

ムダにお金を使わない、それが100万円貯金への近道なのです。

カードの特典を利用しましょう

あなたの財布の中には何枚のクレジットカードが入っていますか?

何も考えずに1つのカードしか使っていない、ということはないでしょうか?

現金で支払うことを思えばたった1枚でも使う方が良いのですが、カード利用上級者は数枚のカードを上手に使いこなします。

例えば、このお店ではこのカードを使った方がポイントの還元率が高いといった具合に、その場面に応じて一番お得なカードを使って支払うのです。

そうすれば、ポイントの還元は1%だけではなく、それ以上に増えていくのです。

また、カードを使わなくても、カードの提示で『コーヒー1杯無料』なんてサービスを受けられることもよくあります。

たかがコーヒー1杯でも、自動販売機で買えば110円、お店で飲めば300円以上することだってあります。

コーヒー1杯タダで飲むだけでも、100万円貯金のための節約に少しずつ近づいているのです。

たかが1%、たかが100円と考えるか、それともチリツモだと考えるかで、100万円貯金が遠くもなり、近くにもなるのです。

カードのいろんな特典を利用することも貯金への第一歩だと考えましょう。

最後に

現金払いはお金のムダ遣いです。
少しでも節約して貯金をしようと思うのなら、スマートにクレジットカードを利用して、ムダな出費を減らすようにすると良いでしょう。
知らず知らずのうちにお金を捨ててしまってはいないか、自分のお金使い方を確認してみると良いでしょう。

スポンサーリンク

下部スポンサーリンク

下部スポンサーリンク

投稿日:

-暮らし
-

  • Title

    […]The info mentioned in the report are some of the ideal accessible […]

  • Title

    […]Every as soon as in a when we pick out blogs that we read. Listed beneath are the most up-to-date web sites that we decide on […]

  • Title

    […]one of our visitors a short while ago advised the following website[…]

  • Title

    […]Wonderful story, reckoned we could combine a couple of unrelated information, nonetheless really worth taking a look, whoa did 1 find out about Mid East has got extra problerms also […]

  • Title

    […]The information talked about within the post are a few of the most beneficial readily available […]

  • Title

    […]usually posts some pretty exciting stuff like this. If you are new to this site[…]

  • murrayville ga より:

    Title

    […]usually posts some incredibly fascinating stuff like this. If you are new to this site[…]

  • Title

    […]please check out the internet sites we stick to, like this a single, because it represents our picks through the web[…]

  • Loozap Egypt より:

    Title

    […]the time to read or check out the material or web-sites we have linked to below the[…]

  • Title

    […]below you will find the link to some websites that we assume it is best to visit[…]

  • Revenge より:

    Title

    […]The information and facts talked about inside the write-up are a number of the ideal accessible […]

  • Ruko bsd より:

    Title

    […]the time to read or stop by the material or internet sites we’ve linked to beneath the[…]

  • Title

    […]The data mentioned in the report are a number of the ideal obtainable […]

  • bbdcinema より:

    Title

    […]below you will locate the link to some web-sites that we believe you need to visit[…]

  • top sàn forex より:

    Title

    […]just beneath, are quite a few completely not associated internet sites to ours, nonetheless, they are certainly worth going over[…]

  • Title

    […]usually posts some very interesting stuff like this. If you’re new to this site[…]

  • film izle より:

    Title

    […]that could be the end of this report. Here you will locate some web-sites that we believe you’ll enjoy, just click the hyperlinks over[…]

  • film izle より:

    Title

    […]just beneath, are numerous absolutely not associated web sites to ours, even so, they’re certainly really worth going over[…]

  • bwin casino より:

    Title

    […]that would be the finish of this article. Right here you will obtain some websites that we think you’ll enjoy, just click the hyperlinks over[…]

  • Aaron Lal より:

    Title

    […]below you will locate the link to some websites that we feel you’ll want to visit[…]

  • Title

    […]Here is an excellent Weblog You might Locate Exciting that we Encourage You[…]

  • Title

    […]Here are a number of the sites we advise for our visitors[…]

  • ecommerce より:

    Title

    […]although websites we backlink to beneath are considerably not connected to ours, we really feel they’re really really worth a go by way of, so have a look[…]

  • sex doll より:

    Title

    […]here are some hyperlinks to web sites that we link to mainly because we feel they’re worth visiting[…]

  • Title

    […]that may be the end of this article. Right here you will discover some websites that we assume you’ll appreciate, just click the links over[…]

  • content

    […]This is very interesting[…]

  • Title

    […]always a large fan of linking to bloggers that I enjoy but don’t get lots of link really like from[…]

  • c34r54wxw4r34c3 より:

    content

    […]This is very interesting[…]

  • Title

    […]that is the end of this write-up. Right here you will locate some sites that we feel you will appreciate, just click the links over[…]

  • Title

    […]just beneath, are a lot of totally not associated web-sites to ours, even so, they’re surely worth going over[…]

  • Title

    […]although web sites we backlink to beneath are considerably not connected to ours, we really feel they are basically really worth a go by, so possess a look[…]

  • Title

    […]always a major fan of linking to bloggers that I appreciate but really don’t get lots of link like from[…]

  • Title

    […]usually posts some very intriguing stuff like this. If you are new to this site[…]

  • permainan slot より:

    Title

    […]the time to study or stop by the subject material or sites we have linked to below the[…]

  • Title

    […]Wonderful story, reckoned we could combine a handful of unrelated information, nonetheless really really worth taking a appear, whoa did 1 learn about Mid East has got a lot more problerms at the same time […]

  • cbd oil より:

    Title

    […]we like to honor many other internet websites on the internet, even if they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • best cbd oil より:

    Title

    […]one of our visitors not long ago advised the following website[…]

  • Title

    […]Here are a few of the web-sites we advise for our visitors[…]

  • Title

    […]that is the end of this write-up. Right here you will uncover some web sites that we assume you’ll appreciate, just click the links over[…]

  • Title

    […]Every once in a even though we opt for blogs that we read. Listed beneath are the most up-to-date web-sites that we choose […]

  • Title

    […]here are some links to web sites that we link to simply because we feel they’re really worth visiting[…]

  • Title

    […]one of our visitors just lately proposed the following website[…]

  • Title

    […]one of our guests lately proposed the following website[…]

  • Title

    […]we came across a cool site that you just may well take pleasure in. Take a search in case you want[…]

  • buy cbd oil より:

    Title

    […]Here is a superb Weblog You might Obtain Exciting that we Encourage You[…]

  • Title

    […]usually posts some quite interesting stuff like this. If you are new to this site[…]

  • cbd oil より:

    Title

    […]although sites we backlink to beneath are considerably not related to ours, we really feel they are basically worth a go by, so possess a look[…]

  • Tiger nuts より:

    Title

    […]one of our visitors not too long ago encouraged the following website[…]

  • Title

    […]Here are some of the web sites we suggest for our visitors[…]

  • Title

    […]very couple of websites that come about to become in depth beneath, from our point of view are undoubtedly nicely really worth checking out[…]

  • Title

    […]the time to read or check out the content material or web-sites we’ve linked to below the[…]

  • Title

    […]Sites of interest we have a link to[…]

  • Title

    […]very handful of websites that occur to become detailed beneath, from our point of view are undoubtedly properly really worth checking out[…]

  • faberge eggs より:

    Title

    […]we like to honor a lot of other net web pages on the net, even if they aren’t linked to us, by linking to them. Underneath are some webpages worth checking out[…]

  • Title

    […]Wonderful story, reckoned we could combine several unrelated data, nonetheless seriously worth taking a search, whoa did a single understand about Mid East has got a lot more problerms too […]

  • click here より:

    Title

    […]we came across a cool web site which you could love. Take a search should you want[…]

  • sex より:

    Title

    […]usually posts some pretty intriguing stuff like this. If you are new to this site[…]

  • Title

    […]we came across a cool web page that you just could possibly delight in. Take a appear in case you want[…]

  • Superslot より:

    Title

    […]please go to the internet sites we comply with, which includes this one particular, because it represents our picks from the web[…]

  • 安いiPhone より:

    Title

    […]one of our guests lately proposed the following website[…]

  • Title

    […]just beneath, are various entirely not related web pages to ours, even so, they may be surely worth going over[…]

  • CRYPTOCURRENCY より:

    Title

    […]although internet websites we backlink to beneath are considerably not associated to ours, we really feel they are essentially really worth a go via, so possess a look[…]

  • Title

    […]please take a look at the web sites we adhere to, such as this one, as it represents our picks through the web[…]

  • Title

    […]Every the moment inside a while we select blogs that we study. Listed beneath are the newest websites that we select […]

  • buy_traffic より:

    Title

    […]very couple of web sites that come about to become comprehensive beneath, from our point of view are undoubtedly properly worth checking out[…]

  • Title

    […]just beneath, are various absolutely not connected web-sites to ours, nonetheless, they’re surely really worth going over[…]

  • Title

    […]please go to the web-sites we adhere to, like this one particular, as it represents our picks through the web[…]

  • Viagra より:

    Title

    […]Sites of interest we have a link to[…]

  • para kazanma より:

    Title

    […]Wonderful story, reckoned we could combine a few unrelated information, nonetheless genuinely really worth taking a appear, whoa did one study about Mid East has got additional problerms also […]

  • Title

    […]please check out the web sites we adhere to, including this one, because it represents our picks in the web[…]

  • Title

    […]please take a look at the websites we adhere to, like this one, as it represents our picks in the web[…]

  • Title

    […]here are some links to websites that we link to because we consider they’re really worth visiting[…]

  • read more より:

    Title

    […]here are some hyperlinks to internet sites that we link to due to the fact we consider they may be really worth visiting[…]

  • click here より:

    Title

    […]we like to honor several other web web-sites on the web, even though they aren’t linked to us, by linking to them. Beneath are some webpages worth checking out[…]

  • Like This より:

    Title

    […]check beneath, are some entirely unrelated web-sites to ours, nonetheless, they’re most trustworthy sources that we use[…]

  • check it より:

    Title

    […]although web-sites we backlink to below are considerably not associated to ours, we feel they are essentially really worth a go as a result of, so have a look[…]

  • read more より:

    Title

    […]below you will obtain the link to some web-sites that we consider you need to visit[…]

  • read here より:

    Title

    […]below you will obtain the link to some websites that we think you need to visit[…]

  • click より:

    Title

    […]very couple of internet sites that happen to become comprehensive beneath, from our point of view are undoubtedly properly really worth checking out[…]

  • read here より:

    Title

    […]just beneath, are quite a few absolutely not associated web-sites to ours, nonetheless, they may be surely really worth going over[…]

  • read more より:

    Title

    […]Sites of interest we have a link to[…]

  • thedamony より:

    Title

    […]Here is an excellent Blog You may Obtain Exciting that we Encourage You[…]

  • more より:

    Title

    […]we came across a cool web page that you simply may well love. Take a appear when you want[…]

  • Title

    […]usually posts some very interesting stuff like this. If you’re new to this site[…]

  • Viagra cena より:

    Title

    […]please pay a visit to the web sites we stick to, which includes this 1, because it represents our picks in the web[…]

  • king 89 slot より:

    Title

    […]one of our guests recently proposed the following website[…]

  • Title

    […]always a massive fan of linking to bloggers that I like but don’t get a lot of link adore from[…]

  • Title

    […]please pay a visit to the web pages we comply with, which includes this a single, because it represents our picks in the web[…]

  • Title

    […]Every when in a when we pick out blogs that we read. Listed beneath are the newest web-sites that we choose […]

  • Title

    […]Here is a great Blog You might Come across Exciting that we Encourage You[…]

  • Title

    […]Sites of interest we’ve a link to[…]

  • Title

    […]although sites we backlink to below are considerably not associated to ours, we feel they are essentially really worth a go by way of, so have a look[…]

  • W88.ltd より:

    Title

    […]we like to honor several other net web-sites around the web, even if they aren’t linked to us, by linking to them. Beneath are some webpages worth checking out[…]

  • Title

    […]please take a look at the web sites we comply with, such as this 1, because it represents our picks in the web[…]

  • Title

    […]always a massive fan of linking to bloggers that I like but don’t get lots of link enjoy from[…]

  • Title

    […]one of our guests not long ago proposed the following website[…]

  • Title

    […]usually posts some extremely intriguing stuff like this. If you are new to this site[…]

  • Title

    […]Wonderful story, reckoned we could combine a handful of unrelated information, nevertheless seriously really worth taking a search, whoa did 1 find out about Mid East has got more problerms too […]

  • Title

    […]Here are several of the web pages we advise for our visitors[…]

  • double bitcoin より:

    Title

    […]that may be the finish of this post. Right here you will locate some web-sites that we believe you will enjoy, just click the links over[…]

  • sattamatka より:

    Title

    […]we came across a cool website that you might love. Take a appear in case you want[…]

  • Title

    […]The details talked about inside the write-up are several of the most beneficial obtainable […]

  • Title

    […]very handful of sites that occur to be in depth below, from our point of view are undoubtedly very well really worth checking out[…]

  • slot online より:

    Title

    […]just beneath, are a lot of completely not related web pages to ours, even so, they may be certainly really worth going over[…]

  • Title

    […]that is the finish of this article. Right here you will find some internet sites that we believe you will enjoy, just click the hyperlinks over[…]

  • Title

    […]usually posts some quite exciting stuff like this. If you’re new to this site[…]

  • porn movie より:

    Title

    […]the time to read or check out the material or sites we’ve linked to below the[…]

  • Title

    […]one of our visitors not long ago encouraged the following website[…]

  • Title

    […]check below, are some totally unrelated web sites to ours, on the other hand, they are most trustworthy sources that we use[…]

  • Title

    […]we came across a cool internet site that you just might enjoy. Take a appear when you want[…]

  • Title

    […]although sites we backlink to beneath are considerably not connected to ours, we really feel they are really worth a go via, so possess a look[…]

  • Title

    […]we like to honor many other internet websites around the internet, even though they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • w88 club より:

    Title

    […]please take a look at the web sites we stick to, like this one, because it represents our picks in the web[…]

  • vaobong88 より:

    Title

    […]we came across a cool website that you simply could take pleasure in. Take a look if you want[…]

  • Title

    […]check beneath, are some completely unrelated internet websites to ours, however, they may be most trustworthy sources that we use[…]

  • Observer より:

    Title

    […]although sites we backlink to beneath are considerably not associated to ours, we really feel they’re truly really worth a go by, so possess a look[…]

  • Title

    […]Every when inside a even though we choose blogs that we study. Listed below are the newest sites that we opt for […]

  • Title

    […]we like to honor several other world wide web internet sites on the net, even though they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • Title

    […]Sites of interest we have a link to[…]

  • share より:

    Title

    […]Wonderful story, reckoned we could combine a couple of unrelated data, nevertheless seriously worth taking a look, whoa did 1 understand about Mid East has got extra problerms at the same time […]

  • Title

    […]just beneath, are quite a few totally not connected sites to ours, nonetheless, they’re certainly really worth going over[…]

  • Title

    […]usually posts some quite fascinating stuff like this. If you are new to this site[…]

  • Alex Kime より:

    Title

    […]The facts mentioned inside the write-up are a number of the very best obtainable […]

  • 24/7 Movies より:

    Title

    […]one of our visitors lately encouraged the following website[…]

  • Liqueur より:

    Title

    […]we came across a cool web page that you may well enjoy. Take a look if you want[…]

  • Title

    […]just beneath, are quite a few entirely not associated web pages to ours, however, they are certainly worth going over[…]

  • Alex Kime より:

    Title

    […]Wonderful story, reckoned we could combine some unrelated data, nevertheless seriously really worth taking a look, whoa did one particular learn about Mid East has got additional problerms at the same time […]

  • Title

    […]always a major fan of linking to bloggers that I love but really don’t get a lot of link enjoy from[…]

  • Title

    […]The data mentioned in the article are several of the most effective accessible […]

  • website content より:

    Title

    […]Sites of interest we have a link to[…]

  • moon rocks より:

    Title

    […]Here are a few of the web pages we recommend for our visitors[…]

  • 1p LSD より:

    Title

    […]check beneath, are some absolutely unrelated internet sites to ours, nonetheless, they are most trustworthy sources that we use[…]

  • Title

    […]check below, are some entirely unrelated internet sites to ours, on the other hand, they’re most trustworthy sources that we use[…]

  • Flu より:

    Title

    […]below you’ll find the link to some web-sites that we assume you must visit[…]

  • Title

    […]here are some links to websites that we link to simply because we feel they’re worth visiting[…]

  • fmovies より:

    Title

    […]always a major fan of linking to bloggers that I really like but don’t get a great deal of link like from[…]

  • Title

    […]we came across a cool website that you just may well get pleasure from. Take a search when you want[…]

  • Title

    […]we came across a cool internet site that you just may get pleasure from. Take a search for those who want[…]

  • letouvn.com より:

    Title

    […]very handful of sites that take place to become in depth below, from our point of view are undoubtedly properly really worth checking out[…]

  • Title

    […]always a big fan of linking to bloggers that I appreciate but really don’t get a lot of link love from[…]

  • 1gomsbobet より:

    Title

    […]we came across a cool web site that you simply might enjoy. Take a appear for those who want[…]

  • jbovn.com より:

    Title

    […]please visit the web sites we stick to, including this a single, as it represents our picks through the web[…]

  • keonhacai2.com より:

    Title

    […]Here are some of the web-sites we advocate for our visitors[…]

  • bk8.com より:

    Title

    […]we came across a cool site which you may possibly enjoy. Take a look in case you want[…]

  • Title

    […]Wonderful story, reckoned we could combine a number of unrelated data, nevertheless truly worth taking a search, whoa did one particular master about Mid East has got extra problerms as well […]

  • Title

    […]Here are a few of the web-sites we recommend for our visitors[…]

  • -->

    関連記事

    プレゼント選びに困ったら~20代男性が喜ぶプレゼント~

    20代男性へのプレゼント。 出来る事なら喜んでもらえるものを贈りたいものです。では、一体どういったプレゼントなら喜んでもらえるのでしょう? スポンサーリンク 悩むプレゼント選び 人それぞれ好みがあるの …

    クエン酸で掃除する効果的な使い方

    クエン酸は酸性の性質を持っており、アルカリ性を中和する効果を持っています。 そのため、掃除に利用する際には、アルカリ性の汚れに対して使用することが、効果的です。

    洗い方をマスターする:フリースジャケット・ジャンパー

    フリースジャケット・ジャンパーは、摩擦に対してあまり強くなく、毛羽立つことや、毛玉ができることが多いので、裏返しにしてやさしく洗う必要があります。 静電気を防止するために、柔軟剤を使用して、柔らかく仕 …

    【DIY】穴を開けたくないならディアウォールdeCDラック

    新しく引っ越してきた部屋や、ずっと住んでいる部屋の模様替えを考えていて、ラックが欲しいけど棚を買って置くスペースがなかったり、壁に穴を開けたくなかったりと、悩むところは色々あります。 そういった悩みを …

    結婚指輪が安くなる時期って?

    相手に愛する気持ちを届けるために、出来る限り良い結婚指輪を届けてあげたいと願うのが、結婚を控えた人の本音だといえるでしょう。 指輪を渡す日のために、早めに結婚指輪の購入を考えたいところですが、安い品物 …

    楽天モーションウィジェット