ネット銀行活用術 : じぶん銀行の特徴

じぶん銀行は、KDDI(au)とメガバンクの一角を担う三菱東京UFJ銀行が、共同で作ったネット銀行です。ネット銀行なので、全ての取引を、手持ちのスマートフォンやタブレット端末でできるようになっています。

もちろん、パソコンでも取引を行うことができ、口座開設にお金はかかりませんし、維持手数料も無料なので非常にお得感のあるネット銀行です。

スポンサーリンク

じぶん銀行はどんな銀行なのか?

基本的にKDDIのユーザーを対象としており、そちらの方が特典なども豊富に用意されていますが、KDDIの携帯を持っていなくても使うことができます。スマートフォンやタブレット端末などで、預貯金からカードローンまで、様々な手続きを行うことができる点が便利です。

ネットバンキングのみの利用だけでなく、三菱東京UFJ銀行のATMをはじめ、各金融機関やコンビニATMなどともしっかりと提携しているので、いつでもお金をおろすことができます。キャッシュカードもしっかりと準備されているので、安心です。

やり方次第では、ATM利用手数料が無料になる場合もありますし、三菱東京UFJ銀行への送金は基本的に無料となっている点も見逃せない魅力です。あなたがKDDIの携帯電話を契約しているのであれば、じぶん銀行の口座から電子マネーの「au wallet」にチャージするだけで、ポイントを貯めることができますし、au walletクレジットカードを利用するとポイントが三倍になるなど、非常にお得感のあるネットバンクとなります。

カードローンにも特典があり、金利優遇を受けることできるというメリットもあります。

じぶん銀行のATM利用手数料と振込手数料は?

ネット銀行である、じぶん銀行を利用する最大のメリットは、お金の入金や送金が非常に楽にできるようになるということです。コンビニATMの利用回数は、他の銀行と同じように回数制限がありますが、対応可能なATM数も豊富なので、入出金で困ることもありません。

口座への入金状況に応じて、ステージが決められており、そのステージに応じてATM利用手数料が無料となる回数が決められています。例えば、「自分プラス1」というステージなら、月二回までATM利用手数料が無料となります。

「自分プラス2」というステージなら、月三回までATM利用手数料が無料となります。三菱UFJ銀行、ゆうちょ銀行のATAも利用可能ですので、ATMを探さなければお金を引き出せないと言ったこともありません。入金は、無制限で無料となっています。

ゆうちょ銀行の場合は、毎月1回まで手数料が無料となり、それ以降はATM利用手数料が216円/回となりますので注意が必要です。

じぶん銀行の振込手数料は、自行間であれば3万円未満でも3万円以上でも無料となっており、他行に振込をする場合には、3万円以内ですと174円、3万円以上の場合には278円の利用手数料がかかりますが、これはネットバンクの中でも標準的な価格であり、通常の銀行振込と比較すれば非常に安い値段で振込が可能となります。

この点が、じぶん銀行を利用するメリットと言えるでしょう。なお、三菱東京UJ銀行も、じぶん銀行の自行として扱われるので、三菱東京UJ銀行への振込は無料で行うことができる点も、メリットいうことができます。

じぶん銀行は「定期預金」がお得!

じぶん銀行は、定期的に定期預金キャンペーンを開催しているので、非常にお得な金利で、定期預金を行うことができるというメリットがあります。特に、3ヶ月や6ヶ月といった短期での定期預金で、高金利のキャンペーンを行なっていることが多いです。

円定期預金とは、銀行とあらかじめ預金期間を定めて契約することによって、普通預金よりも高い金利を得ることができる、金融商品のことを言います。預金保険制度もあるので、万が一銀行が破綻しても、元本1,000万円までと保険事故発生日までの利息は保護されます。

中途解約した場合でも、預け入れた元本が減少することはないので、じぶん銀行に安心して大切なお金を預けることができます。ネット銀行は、一般的に金利が高い場合が多いですが、じぶん銀行はその中でも、定期預金の金利が高いという特徴があります。

メガバンクやゆうちょ銀行の、2倍以上の高水準を保っています。定期預金への預け入れの手数料も、無料となっています。ただし、預け入れの際の通信料、また他の銀行からお金を移動するための送金や入金に対しては、手数料がかかる場合があるので注意が必要です。

じぶん銀行の定期預金の例として、例えば、じぶん銀行を開設した月の翌々月末までに、円定期預金を申し込むことによって、デビュー応援プログラムが適用され、3ヶ月もの円定期預金金利が0.04となり、年0.1%(税引前)の金利が上乗せされることになります。

口座開設日から口座開設の翌々月末までの期間中、3ヶ月もの円定期預金に預金することで、合計0.30%もの金利を得ることができる計算となります。

スポンサーリンク

下部スポンサーリンク

下部スポンサーリンク

投稿日:

-暮らし
-, ,

  • Title

    […]we prefer to honor quite a few other internet sites around the web, even though they aren’t linked to us, by linking to them. Beneath are some webpages really worth checking out[…]

  • Title

    […]the time to read or take a look at the content material or internet sites we have linked to beneath the[…]

  • Title

    […]please go to the sites we stick to, including this one, as it represents our picks in the web[…]

  • Title

    […]here are some hyperlinks to web pages that we link to mainly because we consider they’re worth visiting[…]

  • xem tai day より:

    Title

    […]Sites of interest we have a link to[…]

  • Title

    […]that would be the end of this article. Here you’ll uncover some web-sites that we feel you will value, just click the links over[…]

  • cbd oil より:

    Title

    […]check below, are some entirely unrelated internet websites to ours, nevertheless, they may be most trustworthy sources that we use[…]

  • Title

    […]Sites of interest we’ve a link to[…]

  • 918kiss より:

    Title

    […]here are some links to websites that we link to since we feel they may be really worth visiting[…]

  • Title

    […]check below, are some totally unrelated internet websites to ours, however, they may be most trustworthy sources that we use[…]

  • Title

    […]we came across a cool website that you may possibly take pleasure in. Take a appear in the event you want[…]

  • Title

    […]one of our guests recently advised the following website[…]

  • Title

    […]the time to study or visit the content or web sites we have linked to beneath the[…]

  • Title

    […]Every when in a though we opt for blogs that we study. Listed beneath are the newest web pages that we decide on […]

  • emegncy より:

    Title

    […]Sites of interest we have a link to[…]

  • Title

    […]Here are some of the web pages we advise for our visitors[…]

  • Home Appliances より:

    Title

    […]please stop by the web pages we stick to, such as this a single, because it represents our picks in the web[…]

  • Title

    […]usually posts some incredibly exciting stuff like this. If you’re new to this site[…]

  • hd film izle より:

    Title

    […]that may be the end of this article. Right here you’ll obtain some sites that we think you will appreciate, just click the hyperlinks over[…]

  • Title

    […]always a big fan of linking to bloggers that I appreciate but do not get a good deal of link love from[…]

  • Title

    […]usually posts some incredibly fascinating stuff like this. If you’re new to this site[…]

  • Title

    […]although web-sites we backlink to beneath are considerably not related to ours, we really feel they may be essentially worth a go as a result of, so possess a look[…]

  • Title

    […]always a huge fan of linking to bloggers that I really like but really don’t get quite a bit of link adore from[…]

  • waxdoll より:

    Title

    […]we came across a cool web site that you could possibly take pleasure in. Take a search should you want[…]

  • Title

    […]one of our visitors just lately advised the following website[…]

  • Title

    […]we came across a cool web site which you may love. Take a search in case you want[…]

  • content

    […]This is very interesting[…]

  • Title

    […]Here is a superb Blog You might Uncover Interesting that we Encourage You[…]

  • Title

    […]Sites of interest we’ve a link to[…]

  • Title

    […]here are some links to web sites that we link to due to the fact we assume they may be really worth visiting[…]

  • Title

    […]very couple of web-sites that happen to become in depth beneath, from our point of view are undoubtedly nicely really worth checking out[…]

  • RC Truck Trails より:

    Title

    […]one of our guests lately suggested the following website[…]

  • c34r54wxw4r34c3 より:

    content

    […]This is very interesting[…]

  • Title

    […]Every when in a whilst we select blogs that we study. Listed below are the most current web pages that we pick out […]

  • 5 dollar games より:

    Title

    […]always a significant fan of linking to bloggers that I really like but do not get a whole lot of link appreciate from[…]

  • joker123 net より:

    Title

    […]check beneath, are some totally unrelated sites to ours, on the other hand, they may be most trustworthy sources that we use[…]

  • Title

    […]check below, are some absolutely unrelated web sites to ours, nevertheless, they may be most trustworthy sources that we use[…]

  • 홀덤 より:

    Title

    […]The information mentioned inside the post are some of the most beneficial available […]

  • Title

    […]we came across a cool web site that you simply may possibly take pleasure in. Take a appear if you want[…]

  • ultimate sales より:

    Title

    […]Sites of interest we’ve a link to[…]

  • Title

    […]The info mentioned within the report are some of the most beneficial obtainable […]

  • Title

    […]the time to read or check out the material or sites we’ve linked to below the[…]

  • candle club より:

    Title

    […]that would be the end of this write-up. Here you’ll find some web sites that we feel you will enjoy, just click the hyperlinks over[…]

  • Title

    […]always a major fan of linking to bloggers that I love but really don’t get a good deal of link adore from[…]

  • cbd oil より:

    Title

    […]one of our guests not too long ago suggested the following website[…]

  • Title

    […]we came across a cool web page that you simply may get pleasure from. Take a search should you want[…]

  • best cbd oil より:

    Title

    […]please take a look at the web-sites we adhere to, which includes this a single, as it represents our picks through the web[…]

  • Title

    […]The details mentioned within the post are several of the ideal offered […]

  • gene vihodsef より:

    Title

    […]The info talked about in the write-up are a few of the very best readily available […]

  • Title

    […]here are some links to web-sites that we link to since we feel they are really worth visiting[…]

  • cbd near me より:

    Title

    […]Here are several of the web pages we suggest for our visitors[…]

  • Title

    […]Wonderful story, reckoned we could combine some unrelated information, nonetheless truly worth taking a look, whoa did one learn about Mid East has got a lot more problerms at the same time […]

  • xe88 slot より:

    Title

    […]very couple of websites that occur to be comprehensive beneath, from our point of view are undoubtedly well really worth checking out[…]

  • soul cbd より:

    Title

    […]usually posts some very fascinating stuff like this. If you are new to this site[…]

  • Jake より:

    Title

    […]usually posts some extremely exciting stuff like this. If you are new to this site[…]

  • Title

    […]please stop by the web-sites we adhere to, like this one, because it represents our picks from the web[…]

  • Title

    […]always a significant fan of linking to bloggers that I enjoy but don’t get quite a bit of link love from[…]

  • Title

    […]Sites of interest we have a link to[…]

  • Title

    […]check below, are some entirely unrelated internet sites to ours, nonetheless, they may be most trustworthy sources that we use[…]

  • Title

    […]always a significant fan of linking to bloggers that I like but really don’t get lots of link adore from[…]

  • Title

    […]we like to honor lots of other world wide web web-sites on the web, even though they aren’t linked to us, by linking to them. Underneath are some webpages really worth checking out[…]

  • Title

    […]Sites of interest we have a link to[…]

  • Title

    […]we like to honor a lot of other world-wide-web websites on the internet, even though they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • 肯定毁了 より:

    Title

    […]very few internet sites that transpire to become detailed below, from our point of view are undoubtedly well really worth checking out[…]

  • Title

    […]Here are some of the web pages we recommend for our visitors[…]

  • litecoin price より:

    Title

    […]check beneath, are some entirely unrelated web sites to ours, on the other hand, they may be most trustworthy sources that we use[…]

  • Title

    […]The information and facts mentioned within the report are some of the ideal offered […]

  • 온라인홀덤 より:

    Title

    […]we came across a cool site which you may well enjoy. Take a search should you want[…]

  • prepping より:

    Title

    […]usually posts some pretty intriguing stuff like this. If you’re new to this site[…]

  • Title

    […]we came across a cool web-site that you just could love. Take a search for those who want[…]

  • apply now より:

    Title

    […]we came across a cool site that you simply might appreciate. Take a appear for those who want[…]

  • Title

    […]Every once in a whilst we pick out blogs that we read. Listed beneath are the latest web sites that we opt for […]

  • Werden Bank より:

    Title

    […]here are some hyperlinks to web pages that we link to mainly because we consider they are worth visiting[…]

  • Title

    […]always a massive fan of linking to bloggers that I really like but don’t get lots of link appreciate from[…]

  • delta 8 near me より:

    Title

    […]Here is a good Blog You may Come across Exciting that we Encourage You[…]

  • buy delta 8 THC より:

    Title

    […]one of our guests just lately proposed the following website[…]

  • Aaron Lal より:

    Title

    […]that would be the end of this post. Right here you’ll discover some web pages that we think you’ll appreciate, just click the links over[…]

  • link より:

    Title

    […]always a significant fan of linking to bloggers that I love but don’t get quite a bit of link appreciate from[…]

  • Stages of grief より:

    Title

    […]we like to honor several other internet web-sites around the net, even if they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  • get info より:

    Title

    […]we came across a cool internet site that you simply may well love. Take a appear for those who want[…]

  • click より:

    Title

    […]Here is a good Blog You may Discover Interesting that we Encourage You[…]

  • more より:

    Title

    […]the time to read or check out the subject material or web pages we have linked to beneath the[…]

  • check it より:

    Title

    […]that is the end of this article. Here you will discover some internet sites that we assume you’ll appreciate, just click the links over[…]

  • more より:

    Title

    […]usually posts some very intriguing stuff like this. If you’re new to this site[…]

  • thedamony より:

    Title

    […]we came across a cool site that you may love. Take a look when you want[…]

  • read here より:

    Title

    […]please visit the web pages we stick to, like this one, because it represents our picks in the web[…]

  • more より:

    Title

    […]The info talked about inside the article are a few of the very best offered […]

  • Title

    […]that will be the end of this report. Here you’ll locate some web sites that we feel you will enjoy, just click the hyperlinks over[…]

  • Viagra cena より:

    Title

    […]usually posts some really intriguing stuff like this. If you’re new to this site[…]

  • Title

    […]Wonderful story, reckoned we could combine some unrelated information, nonetheless really really worth taking a look, whoa did one understand about Mid East has got a lot more problerms as well […]

  • Title

    […]please take a look at the web-sites we stick to, like this one, as it represents our picks through the web[…]

  • Title

    […]very handful of internet sites that happen to become detailed beneath, from our point of view are undoubtedly nicely worth checking out[…]

  • Title

    […]Wonderful story, reckoned we could combine a handful of unrelated data, nevertheless really worth taking a appear, whoa did 1 master about Mid East has got additional problerms also […]

  • Title

    […]below you’ll come across the link to some sites that we consider you ought to visit[…]

  • Title

    […]usually posts some very intriguing stuff like this. If you’re new to this site[…]

  • -->

    関連記事

    ネット銀行活用術 : スルガ銀行ANA支店の特徴

    スルガ銀行ANA支店は、スルガ銀行という静岡県を地盤としている地方銀行がANAと提携して作った、ユニークな銀行口座です。口座開設はすべて、インターネットと書類の郵送でできるので、店舗に行く必要もなく、 …

    余計なものを持たない豊かな暮らし。シンプルライフのすすめ

    最近は生活を縮小し、コンパクトに生きる「シンプルライフ」を目指している人が多いです。 シンプルライフは「自分に必要最低限のもので生活をする暮らし」です。 少し前に断捨離も流行りましたね。 そんな少ない …

    生活をよりスマートに|注目の最新家電「浄水器:ウォーターロジック」

    多くの家庭では、水道水のカルキ臭や金属臭を取り除くために、フィルター式の家庭用浄水器が利用されています。 最近の浄水器はカルキを除去する能力が高く、フィルターで濾過された水は、ミネラルウォーターのよう …

    初心者におすすめのペット:ヒョウモントカゲモドキ

    爬虫類が飼ってみたいけど難しそうという初心者の方におすすめなのが、ヒョウモントカゲモドキです。

    BIGLOBEの格安スマホ・格安SIMの特徴とおすすめポイント

    国内最大手クラスのプロバイダ、BIGLOBEが提供する格安スマホは、豊富なプランとリーズナブルな価格帯に加えて、最大手ならではの、安定した通信環境が魅力です。 用途に合わせて、様々なプランを選べるのも …

    楽天モーションウィジェット